Private health care sector in Croatia
This paper investigates the trends in business activity of the private health care sector in Croatia from 2011 to 2018. Databases of Croatian provider of financial and electronic services - Financial Agency (FINA) - have been employed to explore key performance indicators of private health care sect...
| Permalink: | http://skupni.nsk.hr/Record/nsk.NSK01001137722/Details |
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| Matična publikacija: |
Ekonomski pregled (Online) 72 (2021), 4 ; str. 619-639 |
| Glavni autori: | Kovač, Nevenka, liječnica (Author), Smolić, Šime |
| Vrsta građe: | e-članak |
| Jezik: | eng |
| Predmet: | |
| Online pristup: |
https://doi.org/10.32910/ep.72.4.6 Ekonomski pregled (Online) Hrčak |
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| 041 | 0 | |a eng |b hrv | |
| 042 | |a croatica | ||
| 044 | |a ci |c hr | ||
| 080 | 1 | |a 614 |2 2011 | |
| 080 | 1 | |a 33 |2 2011 | |
| 100 | 1 | |a Kovač, Nevenka, |c liječnica |4 aut | |
| 245 | 1 | 0 | |a Private health care sector in Croatia |h [Elektronička građa] : |b is private spending on health care myth or reality? / |c Nevenka Kovač, Šime Smolić. |
| 300 | |b Graf. prikazi. | ||
| 504 | |a Bibliografija: 46 jed. | ||
| 504 | |a Summary ; Sažetak. | ||
| 520 | |a This paper investigates the trends in business activity of the private health care sector in Croatia from 2011 to 2018. Databases of Croatian provider of financial and electronic services - Financial Agency (FINA) - have been employed to explore key performance indicators of private health care sector companies, in particular trends in total employment, business revenues and operating profits. In addition, the most important features of voluntary health insurance (VHI) provided by private health insurance companies and the Croatian Health Insurance Fund (HZZO) have been presented. Furthermore, this paper provides both a relevant analysis of the private health care sector as well as private spending on health care in Croatia. The results indicate that users of health care services are willing to pay more to gain faster access and higher quality services. In 2018, expenditures for private health care services reached almost HRK 5 billion. Nearly 60% were out-of-pocket (OOP) payments and 40% were paid through the VHI. Despite the persistent recession, the private health care sector in Croatia experienced an average annual growth rate of 10% in the analysed period. More recently, the trend of introduction of more complex services within private providers can be observed indicating the rise in investments, and competitiveness. In conclusion, private health care sector"s presence in Croatia is a reality that should be addressed adequately. Original findings in this paper might serve as starting point for future discussions regarding the private health care sector role in the overall health care system financing. The paper brings a deeper insight into Croatian private health care sector market using original and most recent microdata thus shedding the light on important part of our health economy. Nevertheless, paper has certain limitations that are mainly reflected in relatively narrow set of indicators used in private health care sector business analysis. | ||
| 520 | |a U ovom se radu istražuju trendovi u poslovanju privatnoga zdravstvenog sektora u Hrvatskoj od 2011. do 2018. godine. U analizi su korišteni podaci hrvatskog pružatelja financijskih i elektroničkih usluga - Financijske agencije (FINA) - kako bi se istražili ključni pokazatelji poslovanja poduzeća privatnoga sektora zdravstva, a posebice trendovi u zaposlenosti, poslovnim prihodima i operativnom profitu. Uz to, predstavljena su najvažnija obilježja dobrovoljnog zdravstvenog osiguranja (DZO) koje pružaju privatni osiguravatelji i Hrvatski zavod za zdravstveno osiguranje (HZZO). Nadalje, rad pruža relevantnu analizu privatnoga zdravstvenog sektora kao i privatne izdatke za zdravstvenu zaštitu u Hrvatskoj. Analize pokazuju da su korisnici zdravstvenih usluga spremni platiti više kako bi dobili brži pristup i kvalitetnije zdravstvene usluge. U 2018. privatni izdaci za zdravstvenu zaštitu dosegli su gotovo pet milijardi kuna. Skoro 60% tog iznosa odnosi se na tzv. "plaćanja iz džepa", a 40% na plaćanja DZO-a. Unatoč dugotrajnoj recesiji, privatni zdravstveni sektor u Hrvatskoj zabilježio je prosječnu godišnju stopu rasta od deset posto u razdoblju od 2011. do 2018. U novije vrijeme primjetan je trend uvođenja složenijih usluga kod privatnih pružatelja zdravstvenih usluga što ukazuje na porast ulaganja i konkurentnosti. Zaključuje se da je prisutnost privatnoga zdravstvenog sektora u Hrvatskoj realnost koja bi se trebala adekvatno vrednovati. Osim toga, izvorni nalazi u ovom radu mogli bi poslužiti kao polazna točka za buduće rasprave o ulozi privatnog zdravstvenog sektora u cjelovitom financiranju zdravstvenoga sustava. Rad pruža i dublji uvid u hrvatski privatni zdravstveni sektor koristeći se originalnim i najnovijim mikro podacima koji bacaju svijetlo važan dio naše zdravstvene ekonomije. | ||
| 653 | 0 | |a Zdravstvena zaštita |a Privatno zdravstvo |a Dobrovoljno zdravstveno osiguranje | |
| 653 | 5 | |a Hrvatska | |
| 700 | 1 | |a Smolić, Šime |4 aut | |
| 773 | 0 | |t Ekonomski pregled (Online) |x 1848-9494 |g 72 (2021), 4 ; str. 619-639 |w nsk.(HR-ZaNSK)000534041 | |
| 981 | |b Be2021 |b B02/21 | ||
| 998 | |b dalo2207 | ||
| 856 | 4 | 0 | |u https://doi.org/10.32910/ep.72.4.6 |
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| 856 | 4 | 0 | |u https://hrcak.srce.hr/260572 |y Hrčak |